A home warranty can help with repair or replacement costs when covered home systems or appliances break from normal wear and tear—helpful for homeowners, landlords, and buyers.
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Understand what warranties cover, how claims work, and how to compare plans
Coverage can include HVAC, electrical, plumbing, and water heaters (plan terms vary).
Plans may cover refrigerators, ovens, dishwashers, washers, dryers, and more.
You typically pay a set fee per claim visit; higher fees can reduce monthly cost.
Check caps per item and overall annual maximums.
Pre-existing issues and improper maintenance are often excluded.
Pools, spas, well pumps, septic, roof leaks, and more may be optional.
Understand how contractors are assigned and appointment timelines.
Two plans can look similar but differ a lot in service fees, item limits, and exclusions. Comparing the fine print upfront helps you avoid surprises when a breakdown happens.
If you prefer a lower monthly bill, consider a higher service fee. If you want predictable visits, choose a lower fee.
If your HVAC is older, focus on system coverage and repair limits.
Optional coverage for specialized items not included in standard plans
Coverage for pumps, heaters, and pool equipment (limits apply).
Limited repairs for certain leaks; exclusions vary by provider.
Protection for well-related components depending on plan options.
Optional coverage for septic pumps and components in some plans.
Quick answers to common questions before you choose a plan
Get a quote with plan details, service fee choices, and optional add-ons.